Regulatory infrastructure for fintech
Compliance shouldn’t slow innovation — it should enable it.
Expert AML compliance, licensing support and regulatory assurance for EMIs, PSPs, MSBs and crypto firms.
Working with fintechs across the UK, EU & Canada
Services
Expert, end-to-end guidance through FCA, EMI and PSP licensing — from readiness assessment and business planning to submission on Connect.
Strategic compliance advice and ongoing assurance to keep governance and regulatory risk under control.
Independent AML/CFT audits of your systems, controls and processes against regulatory expectations.
Experienced Money Laundering Reporting Officer and outsourced compliance leadership, scaled precisely to your stage of growth.
Coverage
Jurisdictions
Industries
Comprehensive compliance for e-money issuers and digital payment platforms.
FAQ
Yes. Your first consultation is free and without obligation. We use it to understand your model, flag the regulatory perimeter you fall under, and give you an honest view of the likely path, timeline and cost before you commit to anything.
We work to fixed, agreed scopes rather than open-ended hourly billing, so you know the cost up front. Larger programmes are broken into clear stages with defined deliverables — you always know what you are paying for and what you get.
For most regimes, a well-run application takes six to twelve months from scoping to authorisation. The clock pauses every time the regulator raises a query, so the biggest driver of speed is submitting a complete, internally consistent pack first time — which is exactly what we build.
Yes. We prepare and submit the application, manage correspondence, and respond to the regulator’s questions on your behalf — translating between what the regulator expects and how your business actually operates, so nothing stalls in review.
Authorisation is the start, not the finish. We provide ongoing assurance reviews, independent AML audits and fractional or interim MLRO cover, so your control environment keeps pace with the business as you scale and enter new markets.
We are a boutique firm that works with a deliberately small number of clients, so every engagement is led by senior people who understand both financial technology and the regulation that governs it — not delegated to junior teams. You get precision with commercial judgement, not a template.
Join fintech firms who trust ComplyOS for their regulatory strategy and compliance infrastructure.